Integrity in Insurance
We take the worry out of life.
Expert Consultation
Life changes. And with it your insurance needs change. Explore options and find the best fit for your needs with our free expert guidance. Let us help you take the worry out of coverage.
About
Why Choose Us
Honesty and integrity are two words that we take very seriously at FWT Insurance Services.
Our expert team provides clear, honest guidance and exceptional service, Taking the time to ensure that you understand and are confident in your coverage options.
We are committed to making the insurance process simple and stress-free, so you can focus on what matters most. With our dedication to excellence and client satisfaction, we are a trusted partner in securing your peace of mind.
Our Mission
At FWT Insurance, our mission is to deliver personalized and reliable insurance solutions that protect and empower our clients. We are committed to providing clear, honest guidance and exceptional service throughout every step of the insurance process. Our goal is to ensure you have the coverage you need to face life's uncertainties with confidence. We strive to be a trusted partner in securing your future and peace of mind.
Our Vision
Our vision is to be the leading provider of comprehensive insurance solutions, known for our dedication to excellence and client satisfaction. We aim to continuously innovate and adapt to meet the evolving needs of our clients, ensuring they receive the best protection available. By fostering long-term relationships and building trust, we envision a future where everyone can navigate life's challenges with ease and security.
Insurance you need everyday...
We Care About Your Health
Medicare
Turning 65 soon? It’s a crucial time for your healthcare coverage. With so much Medicare info out there, it can be overwhelming. FWT Insurance Services is here to provide trusted, unbiased guidance. We work with all carriers to help you make the best choice for your needs!
Supplemental
Are high deductibles draining your wallet? Take control with AFLAC supplemental plans! Get affordable coverage for accidents, hospital stays, cancer, critical illness, and disability, plus extra cash in your pocket. Business owners, protect your team, and individuals—cancer plans are available too!
Health
Need coverage? We’ve got you! Whether through the private market or the Federal Marketplace (Obamacare), we offer plans for those who qualify. As FFM certified, we’ll guide you through open enrollment from November 1 to December 15. Don’t miss the deadline—let us help get you covered now!
Life
Want to protect your loved ones? Life insurance is one of the most important ways to ensure their future security. With so many options, it can feel overwhelming—but we’re here to guide you. Our team offers clear, unbiased advice and works with all carriers to find the best plan for your family’s needs!
Dental
Want to keep your smile strong or need extensive dental work? Having the right dental plan is key. Whether you're looking for a discount plan or insurance coverage, FWT Insurance offers options to help you manage the high costs of dental care and protect your dental health!
Travel
Traveling abroad or hosting visitors? FWT Insurance offers comprehensive travel health plans that can save you significantly compared to paying out-of-pocket for international healthcare—giving you peace of mind wherever you go!
Testimonials
Our Happy Client Feedbacks
As a small company with five employees, we were facing a possible increase of 84% in one year. Fred found us really great coverage, at the same cost as the previous year.
Eugene Hill, Owner, Hill Landscaping, LLC
When my husband had a life-changing accident, Fred was there to help navigate... to make sure that they would pay the large medical claims. This was a huge help to us! We could concentrate on healing and moving forward. Thank you, Fred!
Steve and Meri Novack, Steve & Son Tree Services, Inc.
As a Financial Advisor, many of my clients have questions about Medicare. I'm so thankful to be able to refer Fred. He treats my clients with the utmost respect and makes a confusing process much easier.
Jarett Dewelde, CFP, R.I.C.H. Planning Group, LLC
I've been referring clients to Fred for many years and he has always taken good care of them. First-class service and a first-class guy!
John Rivers, Newroads Financial Group
Fred always makes himself available for any questions we have. He not only shops around for the best deal, but also follows up to assure that all our issues are met.
Ernie Fletcher, Fletcher Electric
Your Dedicated Advisor
Fred Torlish
Founder/Owner
Fred Torlish, founder of FWT Insurance Services, has been a trusted provider of insurance solutions in New Jersey for years. Specializing in coverage for small businesses and individuals, he is known for his reliability, transparency, and personalized service.
Guided by his mission, “Insurance with Integrity,” Fred takes the time to educate clients on their options, ensuring they feel confident in their coverage. Whether protecting a business or securing personal policies, he delivers clarity, affordability, and peace of mind. At FWT Insurance Services, Fred prioritizes long-term relationships built on trust and genuine care, offering expert guidance to help clients safeguard their future.
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INTEGRITY IN INSURANCE
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